Monthly Archives: November 2014

The Elephant Man, review

John Hurt in the 1980 film The Elephant Man
John Hurt in the 1980 film The Elephant Man Photo: Rex Features

The Elephant Man (1980), was directed by David Lynch and stars John Hurt,
Anthony Hopkins, Anne Bancroft, John Gielgud, Wendy Hiller, Michael Elphick,
Hannah Gordon and Freddie Jones. Certificate PG, running time: 124 minutes.

The Elephant Man was nominated for eight Oscars
(it failed to win a single one) including best actor for John Hurt, who
played the cruelly misformed John Merrick. Hurt lost out to Robert De Niro
for Raging Bull.

Hurt is brilliant as Merrick, projecting in his anguished eyes and mournful
body language a humanity past the makeup that embodies so convincingly the
pain of Merrick, the original “elephant man,” whose rare disease
was exploited by the people running a Victorian freak show.

Director David Lynch later said: “I cannot say enough good things about
John Hurt. What he did is just glorious. His character is so fantastic. It’s
a human-being thing; your heart just goes out to him for what he went
through.”

Anthony Hopkins is formal and hard-hearted as the London Hospital surgeon
Frederick Treves, who finds John Merrick in London’s East End. Lynch,
incidentally, personally scouted out many of the locations used in the film,
shooting key scenes in Liverpool Street Station and Butler’s Wharf in
Southwark. In Freddie Francis’s lovely black and white cinematography they
captured what is now a lost London itself.

The story is painful and affecting, although not everyone was convinced. The
late critic Roger Ebert gave the film only two stars and wrote: “I kept
asking myself what the film was really trying to say about the human
condition as reflected by John Merrick, and I kept drawing blanks.”

In the film, Merrick says that people are frightened by what they don’t
understand and it’s still hard not to be moved by his outburst: “I am
not an elephant. I am not an animal. I am a human being. I am a man!”

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Things to do in London; London lifestyle, culture and travel – London guide

UMass Memorial ends year on positive note, though there is work ahead

UMass Memorial earnings

In a chart presented to investors during a Nov. 17 presentation, UMass Memorial executives outlined the positive revenue trend the health system has seen over the last six months as compared to a difficult previous two years.

Reporter- Boston Business Journal

UMass Memorial Health Care has a positive operating margin to be thankful for this holiday season, rebounding from a difficult year of operating losses and layoffs to see a $ 111 million improvement in operating income year over year.

The layoffs have been only the start of change for the health system. Executives said long-term plans to bolster the physician base and increase digital healthcare will serve the system well for the years ahead.

“We’re happy with the progress we’ve made but we’re not happy with the current results,” said UMass Memorial CEO Eric Dickson in an investor call mid-November. “We’re improving quality, we’re positing ourselves to the future.”

Improvement in fiscal 2014, hinted at by increasingly positive quarterly updates, largely stemmed from increases in net patient service revenue, which grew $ 151.8 million year over year to $ 2.1 billion in fiscal 2014.

According to a presentation given to investors, that uptick is thanks to a $ 52 million increase in Medicaid Supplemental Funding from the state and federal government and decreases in bad debt.

Revenue increases were in spite of a 5 percent year over year decline in patient volumes, largely due to a 15 percent drop in inpatient services.

Though salary expenses grew slightly system-wide year over year, the increase was tempered by a reduction of 600 full-time equivalents.

The rift largely occurred with a net decrease of 400 employees at UMass Memorial Health Care. HealthAlliance Hospital, also part of the UMass Memorial system, is also undergoing layoffs, but didn’t start until October, after the fiscal year ended.

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Delhi To Rishikesh In Fiat Punto Evo [Travelogue]

Delhi to Rishikesh is a 230 km drive that we enjoyed in the Fiat Punto Evo

The Fiat Punto Evo makes our journey comfortable yet fun with its sweet dynamics

If you stay in Mumbai and are planning a quick getaway, you have a long list of options to choose from, including Lonavala, Karjat, Kashid, Mahabaleshwar, Lavasa and the list goes on. What if you are put up in Delhi and want to escape the chaotic lifestyle for a day or two with friends, where should you go? There are a couple of those mundane hill stations that are nowadays more chaotic and the list of destinations is actually very limited. This time around me and my two friends decided to go camping at Rishikesh, which is about 230 kms away from Delhi.

We begin our journey at 8 AM under the golden sky in a Glitterati Gold Punto

Since we are talking about fun trips, the new Fiat Punto Evo was the perfect choice in our situation. The Punto has a cult following for its timeless styling and immense driving pleasure that it offers. The design of the Punto is in a class by itself and the changes on the new Punto Evo shoots up the style quotient of this Italian hatchback. Some of the key styling elements include the wide front grille, sharp crease lines and LED detailing in the tail lights. The Glitterati Gold colour that we got further enhanced the fun factor of our road trip.

Boot space is good for quick getaways but more legroom would have been appreciated

Rishikesh is largely known as a pilgrimage destination of India and is also called the adventure capital of India, gateway to the Himalayas and world capital of Yoga. However, we were not interested in any of the aforementioned stuff but to chill and relax. I was quite curious and excited to go camping as I had never done this before but at the same time I wasn’t expecting much from Rishikesh. We intended to start early on Friday at 5 AM from Delhi to avoid traffic but things never go as planned (poor sleeping habits). We eventually left the city at 8 AM and one of the reasons for being late was arranging an auxiliary cable, as we just remembered that the Blue&Me Bluetooth system doesn’t stream music.

The food plaza enroute is pretty impressive with an array of options to choose from

We took the conventional route, which is Delhi-Meerut-Muzaffarnagar-Roorkee-Rishikesh. This 230 km route seems to be short and Google Maps shows around 4.30 hours of travel time but things are quite different when you hit the road. We found standstill traffic on the outskirts of Delhi and up till Meerut, our average speed was 60-70 km/hr because of the narrow four-lane highway with traffic. From Meerut to Muzzaffarnagar we gathered good pace on the six-lane stretch and this is where the Punto Evo showed its rock solid high speed stability. There is a big food plaza en route and we took a pause there to grab a quick bite in Subway, you also get Haldirams, McDonalds, Costa Coffee and many more options to choose from, quite a neat food court with good parking space.

The Fiat Punto Evo feels at home around the curves and bends with its epic handling

The Fiat Punto handles both the rough and smooth with true mettle

Heading back towards Rishikesh, the smooth tarmac lasted till Muzaffarnagar and since there is no bypass for this town, it takes a while to cross the narrow streets. Now you get the same four-lane highway up to Rishikesh, which includes rough and choppy patches. We entered Rishikesh by 2 PM and we had to go 20 kms further to reach our camping site. The last stretch of 20 kms was the best part of the drive on smooth twisties which the Punto Evo handled like a charm and it was great fun. The fantastic ride quality of the Punto made the drive fatigue free throughout.

We reach our destination and the camps are right behind across the river

Now after parking the car, our travel guide made us cross the holy river Ganga through a raft, which is a bit scary, as you have to take your luggage along. It takes a good 15 minutes to cross the river but once you settle in the raft, you can’t stop admiring the beautiful nature around; it is mind numbingly peaceful and serene. The camping tents just have space to accommodate three beds along with your luggage but they are quite cozy. There is no provision of power outlets so you have to get your portable chargers along. Also, the internet doesn’t work there, though you have enough network for calls and text but we kept our phones ringing (boss calling) in our bags and enjoyed the soothing atmosphere. We had a choice to play volleyball but none of us was willing to waste energy, as we stuck by our one point program of lazing around.

Delhi Rishikesh Travelogue CampsDelh Rishikesh Travelogue Camping

While majority of the people come to Rishikesh for adventure sports, we were there to be at leisure

Camping at Rishikesh is the perfect way to de-stress from the urban rush

They provide breakfast, lunch, evening tea and dinner including rafting (if you prefer) in a single package, which I’ll reveal soon. The piping hot food is excellent, it’s Indian and made fresh in the premises with a choice of vegetarian and non-vegetarian dishes, nothing fancy but appetising chicken curry, vegetables, pulses, rice and fresh tandoori rotis. We were surrounded by enormous hills and sat alongside the gigantic river with our feet submerged in cold white sand. The feeling left us spellbound and I never expected such magnitude of tranquility, these pictures don’t do justice at all. It gets very cold at night and with our jackets on, we could still feel the chill but they also arrange bonfire to make you comfortable sitting outside.

Fiat Punto Evo Delhi Rishikesh Travelogue

The polished Italian design of the Fiat Punto Evo makes it stand out of the crowd

We intended to return next day after lunch and realised in the morning that two days are more than enough for camping, you get good time to relax and have fun with your friends. So it was time to bid adieu to the amazing environment and head back to the hurly-burly of urban jungle. We started at 2 PM from Rishikesh and it took 7 hours for me to reach home after dropping my friends back, thanks to the Google Maps confusion while entering Delhi. We found relatively more traffic on our way back and even that six-lane stretch from Muzaffarnagar to Meerut was slow. Thankfully there’s only one toll booth between Delhi and Rishikesh that charges Rs. 80/- one way.

Delhi Rishikesh Travelogue SceneryDelhi Rishikesh Travelogue

It was hard to say goodbye to this magnificent place but one can plan trips quite often to Rishikesh from Delhi

We were in a frenzy of delight at the end of the journey realising the kind of money we spent for such a fantastic trip. Only Rs. 1000/- per person for camping, which includes accommodation, food, volleyball, bonfire and what not! And if one is interested in river rafting, you just have to pay an additional Rs. 500/-. On top of that, we never had to refuel the Punto Evo, as we went and came back on a single tank of diesel. The MID showed 15.5 km/l of average fuel efficiency, which is quite impressive. The Fiat Punto Evo was a worthy companion for this trip. The pliant ride quality made it a very comfortable drive while the sweet handling was taking care of the wide grin on my face. There is some turbo lag in the 1.3-litre Multijet engine and you need to work the gears for overtaking but once it stretches its legs, the Punto starts pulling from the strong mid-range torque. The feeling of driving this Italian beast is best experienced on a vast mix of roads as this Fiat manages to create an emotional bond with you. The more you drive a Punto, the more you love it and that’s why we all admire Fiats.

I tried my hands on some light painting for my new found love – Fiat Punto Evo

The Fiat Punto is the best hatchback to take a long trip in, it’s solidly put-together, rides beautifully and the handling is a total charm. With a generous boot and scintillating looks, the Punto appeals both to the head and heart.

Further Reading -

Fiat Punto Evo Review
Fiat Punto Evo vs Volkswagen Polo vs Maruti Swift
Fiat Punto Evo vs Hyundai Elite i20 vs Volkswagen Polo vs Maruti Swift
10 Reasons Why Fiat Owners Are Obsessed With Their Cars

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MotorBeam – Indian Car Bike News & Reviews

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This Little Piggy Couldn’t Fly

WINDSOR LOCKS, Conn. (AP) _ This was a pig that truly could not fly.

The pig was ordered off a U.S. Airways plane at Bradley International Airport in Connecticut on Wednesday after crew members determined the animal had become disruptive,

Laura Masvidal, a spokeswoman for U.S. Airways parent American Airlines, said Friday.

The pig had been brought aboard the flight by a passenger as an emotional support animal, Masvidal said. She said both the pig and its owner left the aircraft before it took off. She had no other details and did not immediately know where the flight was headed.

Jonathan Skolnik, a University of Massachusetts professor who was on the flight, said he initially thought the female passenger was carrying a duffel bag. Then he smelled a stench.

“It’s no duffel bag but a rather stout PIG … on a leash,” he said in an email sent to The Associated Press. “Am I dreaming?”

The woman sat next to him and tethered the pig to the armrest, Skolnik said.

“Oh no, it gets worse: the pig is incontinent,” he wrote.

The passenger scrambled to keep control of the pig while trying to clean up its mess, Skolnik said. Then the pig began running back and forth, he said.

Emotional support animals are allowed on commercial flights under U.S. Department of Transportation rules as long as they are not disruptive, Masdival said.

(© Copyright 2014 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)

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CBS Connecticut » Travel

Small Business Saturday: It’s time to shop locally

hand giving money illustration

hand giving money illustration

Managing Editor- South Florida Business Journal

Black Friday is over, but there’s still time to get your “shop” on and secure great deals while helping out local businesses and boosting the local economy.

It’s Small Business Saturday – that one day of the year post-Thanksgiving where we get to show local businesses some love.

Whether you braved the masses at big box retailers yesterday or not, consider heading to a local store today for some of your holiday shopping.

Remember, holiday sales – from Thanksgiving to Dec. 31 – traditionally account for up to 40 percent of stores’ annual sales. So let’s show South Florida businesses that we support them.

Now in its fifth year, Small Business Saturday aims to help boost holiday sales by encouraging shoppers to patronize brick-and-mortar businesses that are “small and local.”

The day was conceived by American Express, which now partners with the National Federation of Independent Business to promote it, to complement Black Friday and Cyber Monday.

And the day is taking off, with more than $ 5.7 billion spent last year alone by consumers who were aware it was Small Business Saturday, according to the National Federation of Independent Business and AMEX.

About 78 percent of shoppers say they will be spending more or the same amount on Small Business Saturday as they did in 2013, providing independent businesses with a welcome boost in holiday sales, NFIB and AMEXestimate.

“The holiday shopping season can be a make-or-break moment for many small business owners,” said Denise Pickett, President of American Express OPEN, on NFIB.com. “Small Business Saturday puts these businesses in a better position to compete for more customers and sales.”

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Mel Meléndez is managing editor for the South Florida Business Journal.

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6 Inspirational Money Lessons We Can Learn From the Once Rich and Famous

It is so easy to look at people who have fame and money and be envious at the seemingly perfect lives they must lead—personal assistants, fancy cars, expensive vacations, designer clothes.  But not everything is as it appears.

The rich and famous are just people after all, and sometimes they too can fall on hard times, or make poor decisions that cause them to lose it all. Here are a few examples and lessons to be learned from each.

TAX EVASION

“Get a trustworthy accountant so you don’t end up in this situation.”
- Willie Nelson 

Willie Nelson

It’s unclear as to whether Nelson’s accountants had not paid his tax bill for years or were illegally investing his money in tax shelters. Either way, Nelson ended up with a huge tax bill that needed to be paid.

This is where “word of mouth” comes in handy; talking to others who have worked with a particular lawyer or accountant will be helpful advisors in deciding whom you want to work with.

If you do find yourself owing more than you can manage—for whatever reason—the government will almost always work with you to set up a payment plan.  You may even be able to find a lawyer to help get the taxes/interest reduced.

DRUG ADDICTION

“Drug addiction is a serious issue.”
- Danny Bonaduce 

Danny Bonaduce

It is hard to believe that the boy who grew up in The Partridge Family television series battled with drug addiction several times throughout his life. However, that is the reality for Danny Bonaduce.

Shortly after the series ended in 1974, Bonaduce, who was still a teenager at the time, got involved in drugs and was admittedly homeless for a period of time. He seemed to rebound and went on to find work as a DJ, but a couple decades later in 1990, he once again landed in rehab due to drug his abuse.

Since then, Bonaduce has participated in celebrity boxing and wrestling matches, radio shows, and even gone on to marry for the third time.

One must face the gripping situation, seek rehabilitation, and make a concerted effort for major life change or risk falling victim to those same tendencies over and over again.

LIVING BEYOND YOUR MEANS

“It doesn’t matter how much money you have; what matters is how you manage it.”
- M.C. Hammer

MC Hammer

Best known for his hit songs, “U Can’t Touch This” and “2 Legit to Quit,” M.C. Hammer sold over 50 million records worldwide during the 1980’s and 90’s.  One would think that earning over $ 30 million would be enough to live on easy street for life.  Not so, if you mismanage your money and live beyond your means.

M.C. Hammer was forced to file bankruptcy by 1996, with $ 13 million in debt.  After buying a $ 12 million mansion, employing a paid staff of over 200 people, as well as a 40 person entourage, he found himself in a position in which he was unable to support this extravagant lifestyle.  He later admitted that his “priorities were out of order.” Hammer, now a pastor, currently lives a much more modest lifestyle.

You could have $ 1000 or $ 1 million, yet still find yourself in debt.  Careful planning can help you avoid wasteful spending.

One way to tell if you are overspending is to look at your debt ratio (debt compared to income).  If your out-going monthly bills are putting your debt ratio over 50%, you need to reprioritize and get things back in line.

BAD INVESTMENT

“Don’t put all your eggs in one basket.”
- Dan Marino 

Dan Marino

The famous Dolphins’ Quarterback is unfortunately no different than 78 percent of other NFL players—he ended up filing bankruptcy.  According to Sports Illustrated, approximately two years after retirement, the percent of NFL players bankrupt or financially stressed is a whopping 78 percent—hard to believe, right?

In Marino’s case, he was a major stockholder of a company that went bankrupt, thus making his investment worthless, and throwing Marino himself into financial peril.

Nothing can compensate for a well-diversified portfolio.  Investments should be allocated across several asset classes (i.e. large cap, mid cap, small cap), between growth and value, and among various market sectors (i.e. energy, consumer goods, technology, pharmaceuticals, commodities, financials, etc.)

FAILED BUSINESS

“Make sure both business partners have life insurance to cover unexpected events.”
- Abraham Lincoln

Abe Lincoln

Lincoln is best known as the 16th President of the United States, however before he became an icon in American history, he suffered many setbacks including a failed business.

In 1832, Lincoln purchased a general store, which he and a partner ran for only one year before his business partner died and Lincoln became solely liable for all of the business debts.  Owing more than $ 1000 in back payments, Lincoln sold his assets, but that did not cover the debt. Consequently, he spent the next 17 years paying off these creditors.

Even though this wasn’t really an option for Lincoln, modern-day business partners would benefit from each making sure that they have a life insurance policy set up to protect the business in the event that either partner passes away. (This is a separate insurance policy from a personal life insurance policy for family members.)

OVER-EXTENDING BUSINESS DEALS

“Keep business assets and personal assets separate.”
- Donald Trump

Donald Trump

When you hear the Trump name, the words “rich and famous” probably come to mind.  And while that is true, Donald Trump has seen his fair share of financial difficulties, causing him to file bankruptcy four times.  It should however be noted that these bankruptcies were not personal ones, but rather business filings.

While Trump did have to give up some assets in order to pay off his debts, many times the bankruptcies allowed the real estate mogul to restructure his business debt and continue on.  As Mr. Trump has shown us time and time again, bankruptcy isn’t the end of the world.  You can go on to be quite successful with other ventures.

Seek legal and financial advice from your attorney and/or accountant as to how to set up your businesses to limit your personal liability and keep business assets separate.

While this is a diverse group — a former President, a singer, an actor, an athlete, and even a successful entrepreneur — we can learn something very valuable from each one. You can always rise above a bad situation and go on to live a good life if you make the necessary changes in your current situation.

Sometimes negative situations will find you in life, and sometimes you create them for yourself, but that doesn’t have to be the end. Through persistence, determination, a willingness to change, and sometimes a bit of creative thinking, you can always overcome it.

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SuperMoney!

Ben Baller and Nicky Diamonds Show Off Their Supercars

Ben Baller and Nicky Diamonds have more than just diamonds in common, they like supercars too. Diamonds shared this photo of himself and Baller posing in front of their cars recently — Diamonds in front of his Ferrari 458 Italia and Baller in front of his Lamborghini Aventador.

Nicky Diamonds Ben Baller Lamborghini

Source (@nickydiamonds//Photo by: @shafik)

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Celebrity Cars Blog

FlightCar Expands Car Sharing to Three New Airports

Photo courtesy of FlightCar.

Photo courtesy of FlightCar.

Peer-to-peer car-sharing company FlightCar has expanded its operations to three new airports: Philadelphia International Airport (PHL), Dallas Love Field (DAL) and Washington Dulles International Airport (IAD).

Currently operating at airports in San Francisco, Los Angeles, Boston and Seattle, FlightCar provides its customers with free airport parking as well as the chance to earn money when renting out their unused cars to other approved members.

FlightCar pays car owners when their car is rented, based on the mileage the car is driven, says the company.

“We’re excited to bring FlightCar to Philadelphia, Washington D.C., and Dallas,” said Rujul Zaparde, FlightCar co-founder and CEO. “Our newest location near Seattle-Tacoma International Airport (SEA) is our fastest-growing to date. And today, we’re launching three markets at once to build on the momentum we’re seeing in our other cities.”

FlightCar service includes free drop off and pick up in a town car for both owners and renters, says the company. Customers get the benefit of free airport parking and a car wash, even if FlightCar does not rent out their vehicle.

FlightCar’s rates vary depending on the year, make and model, but for renters, the fees are consistently 40-50% lower than other rental car companies, according to the company.

“If you list your vehicle with FlightCar, you are completely covered,” said Kevin Petrovic, FlightCar co-founder and president. “There is no deductible. Your personal insurance coverage is never on the hook. We cover $ 1,000,000 in liability for you, per incident, and that is primary coverage in case of any incident. …”

Since its launch, FlightCar has continued to expand and has the financial backing and endorsement of several investors, including GGV Capital, Airbnb Co-Founder Brian Chesky and Ryan Seacrest.

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Auto Rental News

School District Pays For Health Care But Can’t Get Itemized Bill

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Superintendent Alberto Carvalho of Miami-Dade County Public Schools says he knows how much gets paid out in health care claims, but the school system's insurance carrier, Cigna, won't disclose the charges.

Superintendent Alberto Carvalho of Miami-Dade County Public Schools says he knows how much gets paid out in health care claims, but the school system’s insurance carrier, Cigna, won’t disclose the charges. Lynne Sladky/AP hide caption

itoggle caption Lynne Sladky/AP

About a year ago at a Miami-Dade County school board meeting, superintendent Alberto Carvalho was happy to announce the district and the teacher’s union had just ratified a new contract.

“I believe that this contract honors and dignifies what you do every single day,” he told the school board members. It included bonuses for most teachers and it settled how to handle health care expenses after yet another year of rising costs.

“We know exactly what the district pays out in terms of claims, because we are the insurance company. There’s no profit to be made,” he said.

Like most large employers, the Miami-Dade school district is self-insured. It bears the financial risk of covering its own employees.

The school board’s reaction to the health care costs in the new contract was incredulous. They are an elected board and didn’t look forward to telling the teachers their prices were still going to go up. One board member after another questioned the rise in prices.

“Do we sit with our employees, knowing what their salaries are, and help them carve out the best options insurance-wise?” one asked. “Twenty-seven hundred more for his family’s health — can you comment on that?” asked another. Yet another lamented, “Our employees are tired of hearing about rising health care costs.”

This was not the conversation the superintendent expected.

“I thought we were coming here today [to] first and foremost celebrate something pretty remarkable,” he said.

Now, a year later with another new contract, the school board is still grappling with health care costs. Teacher contributions to insurance will mostly stay the same, but it means the district will absorb another 4 percent increase in costs.

Fedrick Ingram is head of the Miami-Dade County teacher’s union, which represents nearly 15,000 members.

“Our salaries have not gone up in the same way that health care costs have gone up,” he explains. So he’s been urging the school district to figure out where the money is going.

“We have to know who’s driving up costs,” he says. “What’s going to affect the bottom line for our premium costs, and what is actually contributing to that.”

Turns out, that is incredibly difficult to do. But it’s a conversation more businesses should be having, says Uwe Reinhardt of Princeton University.

Businesses and employees need to stop taking for granted that rising health care costs are inevitable because they make tradeoffs, Reinhardt says.

“Employees actually pay for what they think is company-provided insurance, by lower wages,” he says. But it’s so hard to get costs under control because the actual prices are secret.

Self-insured organizations like Miami-Dade County schools have to hire an insurance company to manage the claims process and negotiate rates with hospitals and doctors. But insurers and providers keep the rates secret, even from those employers hiring them.

Carvalho’s right: The district knows exactly what it pays overall for health care claims. What it doesn’t know is how much it’s paying to any one hospital or provider for a given service.

That means it doesn’t know who’s the most expensive provider, or who is the cheapest. That may drive prices higher for employees, Reinhardt says.

“It’s almost like blindfolding people, shoving them into Macy’s and saying, ‘Buy efficiently for a shirt.’ ” Reinhardt says. “Well, you come out with a pair of shorts.”

The school district is subject to the state’s open records laws, but Cigna, the insurance carrier they use for employees, refused to share accounts of what was actually paid out, citing trade secrets. Even though the county school district, which is taxpayer-funded, takes on that risk, it’s not allowed to see the contracted prices.

The district is seeking ways to get around the legal obstacles. It’s planning to shop for a service that can work with its limited claims data and at least figure out average costs. Ideally, district officials say, they’d like to know enough about costs to offer incentives for employees who choose less expensive options.

Until there’s more transparency, Miami-Dade teacher’s union member, Cheryl Collier thinks the situation would offend even her second-graders.

“They would be angry that they are being forced pay for something, not really fully understanding the value of what they’re paying for,” she says.

It’s a lesson the school district and other employers are starting to learn.

This story is part of a partnership with NPR, WLRN, the Miami Herald and Kaiser Health News.

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