How to add your baby to your health plan

Congratulations on your new baby! While you are figuring out the whole parenting thing, it is also very important to make sure that your little one has proper health coverage. adding baby

Welcoming a child qualifies you for a Special Enrollment Period, a short window of time to sign up for health insurance. However, the clock starts ticking the minute you give birth: You only have 60 days to add a new baby to a plan purchased through a health exchange.

Here are four simple steps for adding a new baby to your health insurance plan:

  1. Review your budget. Make sure you can afford the increase in insurance premiums from the addition of a new baby to the health insurance plan during your Special Enrollment Period. Contact your state’s department of health to learn more about options for low cost coverage.
  1. Notify your health insurance carrier. If you do not notify your insurance provider of the addition of a new baby within the allotted time period, you will be financially responsible for all medical costs.
  1. Submit all required paperwork. Be sure to turn in all paperwork in a prompt and timely manner to add a new baby to your coverage.
  1. Take advantage of the maternity and newborn care covered under the 10 Essential Health Benefits.

We’re here to help you find a plan that meets your growing family’s health and budgeting needs during your Special Enrollment Period.  To speak with a GoHealth licensed insurance agent, call us at 888-322-7557, or start comparing your health plan options here.

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